Digital Insurance in Pakistan,
Instant, Cashless & Transparent.
Instant digital coverage for your vehicles, home, and international travel. Backed by 150+ authorized 3S dealership workshops across Karachi, Lahore, Islamabad, and nationwide.
Comprehensive Private Motor Cover
Toyota • Honda • Suzuki • KIA Dealerships
Direct cashless invoice settlement in Karachi, Lahore, Islamabad, Multan & Peshawar.
Our Insurance Products
Choose from a wide range of coverage options designed to protect you, your family, and your assets.
Private Motor
Comprehensive collision, theft/snatch & torrential flood protection with tracker options.
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Motor Third Party
Mandatory government legal liability cover complying with Pakistan Motor Vehicles Act.
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Global Travel Insurance
100% Embassy & Schengen approved emergency healthcare cover and trip safeguards.
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Motorcycle Insurance
Affordable accidental repair and street snatching cover tailored for bike riders.
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Home Guard Insurance
Physical house structure and household interior valuables security against fire and burglary.
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Personal Accident
Guaranteed lump-sum financial support and hospitalization assistance for your family.
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Apex Clubbed Package
All-in-one Motor + Home + Accident package with a flat 20% discounted combined premium.
More DetailsDesigned for Absolute Certainty
In-Car 24/7 Smart Safety
Every comprehensive motor policy comes with pre-aligned smart GPS trackers, anti-theft alarms, engine immobilizer integration, and 24/7 emergency dispatch across Pakistan.
Schengen Visa Compliance
100% compliant with European Schengen, UK, US, and GCC embassy requirements. Instant electronic policy generation with official QR-coded verification.
48-Hour Cashless Claims
Direct cashless settlements at 150+ certified 3S dealership workshops across Karachi, Lahore, Islamabad, Faisalabad, and Multan with no out-of-pocket delays.
Apex Clubbed Package
Unlock incredible savings and unparalleled convenience with the upcoming Apex Clubbed Package. One comprehensive coverage bundle for your family combining Motor, Home, and Personal Accident insurance with flat pricing.
- Up to 20% Discounted Combined Premium
- Single Hassle-Free Renewal Date
- Dedicated Senior Account Manager
- Priority Cashless Workshop Authorization
Motor • Home Guard • Personal Accident
Car Insurance
Zero Dep • Tracker
Home Guard
Fire & Burglary
Accident
Family Cover
Fast & Hassle-Free Claims
Experience our 98% claim satisfaction rate. We make sure you get the support you need, when you need it most.
1. File a Claim
Submit your claim via our 24/7 online claims portal or WhatsApp line.
2. Digital Survey
Our surveyor team conducts rapid digital inspection within hours.
3. 48-Hour Settlement
Cashless workshop work order or direct bank settlement processed swiftly.
What Our Customers Say
"Apex Digital Assurance made insurance incredibly simple and fast. When my car met an accident on Shahrah-e-Faisal in Karachi, the cashless repair was authorized at Toyota PECHS within 24 hours!"
Ahmed Raza
Karachi • Private Motor Policy"The online premium calculator helped me compare rates instantly. Got my travel insurance for my Europe Schengen visa in 5 minutes with embassy approval guaranteed."
Sarah Khan
Lahore • Global Travel Policy"Excellent business customer support and transparent rates. We insured our 12 company delivery vehicles and office premises with Apex. Superb digitized claims process."
Mohammed Ali
Islamabad • Commercial FleetReady to Get Protected?
Have questions or need a custom quote? Our dedicated team at Apex Digital Assurance is here to support you 24/7.